Currently, applying for a Jasper Cash Back Mastercard® is by invitation only.Learn More

Minimize Debt. Maximize Cash Back.

If you're never stuck in credit card debt, we've done our job right.

Learn more about ourRewards program |Terms apply

The Jasper Cash Back Mastercard® at a glance

What you need to know



additional cash back

for every friend referred, up to 6%⁴

Up to


credit limit

subject to credit approval


16.24% - 25.74%


based on your creditworthiness



annual fee³

hate debt? same here

Like you, we believe a strong financial base, free from debt, is crucial for a happy life.

With smart notifications and auto payment features it’s easy to pay on time and build good credit efficiently.

share the wealth

Great friends deserve more cash back

For every friend that you refer who applies and is approved for the card, we'll give you both an extra 1% cash back for a full year, up to 6%!

Learn more

1 approved friend = an extra 1% cash back for you and your friend

Earn up to 6% cash back. Any cash back rate boost will last for a full year
Peace of mind

You’re in control.

Set auto payments based on your goals, like building credit or staying debt free.

Apply in minutes for the Jasper Cash Back Mastercard®.

Get to know Jasper

Questions you might have

What is the Jasper Cash Back Mastercard®?

Jasper is more than just a credit card. The premium Jasper Cash Back Mastercard® comes with excellent terms, a unique rewards program that offers one of the highest cash back rates in the industry, an intuitive mobile app that makes managing your account a breeze, and innovative auto payment options that help you build great credit—all with no annual fee.³

What information will I need to provide?

To apply for Jasper, you must provide personal and financial information to help us verify your identity:

  • Full legal name, birthday, and residence address 

  • Email address 

  • Social Security Number  (if you do not yet have an SSN, you may apply, but will be required to provide your SSN within 60 days of card activation, if approved)

  • Estimated annual income and monthly housing payment 

  • Other personal information 

To help us assess your financial situation, we may also ask you to link a checking account from a U.S. financial institution where you receive your income.

Why does Jasper use Plaid for the financial verification step? Is it safe?

Plaid is a trusted industry leader that powers financial apps like Venmo and Chime. Jasper uses Plaid because for many of our applicants, Plaid makes the income verification step of the application easy and quick.

You can rest assured, connecting your bank account to your Jasper application through Plaid is safe. Plaid is connected to 15,000+ financial institutions, ranging from big banks to small credit unions, and securely encrypts all your information. And Plaid never shares your bank credentials with Jasper. We never see your bank login or password.

Is there a limit to the cash back that I can earn?

Your cash back maximum varies based on your credit limit. For example, a customer with a $15,000 monthly credit limit and a 6% cash back rate can earn a maximum of $900 cash back per month, or $10,800 per year. A customer with a $5,000 monthly credit limit and a 3% cash back rate can earn a maximum of $150 cash back per month, or $1,800 per year.⁴

How do I redeem my cash back and when can I do it?

You start accumulating cash back as soon as you start using your Jasper Cash Back Mastercard®. After three months of on-time payments, you’ll receive your earned cash back automatically once a month as a statement credit.

Love for the Jasper Cash Back Mastercard®

What People are Saying

Software Engineer, Axxess

“Big impact“

"My favorite feature is the option to automatically trigger a payment when your credit usage reaches a custom threshold. I haven't found this basic feature anywhere else. This has a big impact on your credit score!"

Stefan Sedich
Architect, Infrastructure Sage AI Labs


The process was 100 times easier than I expected. Thank you very much for the most painless experience I have ever had.

Samy Tazi
Senior Associate Auditor, PricewaterhouseCoopers LLP


The process to apply is simple and quick!

Blake Bennie
Lead Medical ICU Pharmacist, HCA Healthcare

“The easy choice!“

With a good income and never a dollar of debt, I'd never built any credit history. My options for a credit card were a secured card or Jasper. Jasper was the easy choice!

Currently, applying for a Jasper Cash Back Mastercard® is by invitation only.

If you were referred to Jasper by a friend, please use your friend’s referral link to start your application.

Thank you for your interest in Jasper!