Minimize Debt. Maximize Cash Back.
If you're never stuck in credit card debt, we've done our job right.
The Jasper Cash Back Mastercard® at a glance
What you need to know
1%
additional cash back
for every friend referred, up to 6%⁴
$15K
credit limit
subject to credit approval
15.74% - 25.24%
APR
based on your creditworthiness
$0
annual fee³
Like you, we believe a strong financial base, free from debt, is crucial for a happy life.
With smart notifications and auto payment features it’s easy to pay on time and build good credit efficiently.
Great friends deserve more cash back
For every friend that you refer who applies and is approved for the card, we'll give you both an extra 1% cash back for a full year, up to 6%!
You’re in control.
Set auto payments based on your goals, like building credit or staying debt free.
Get to know Jasper
Questions you might have
Jasper is more than just a credit card. The premium Jasper Cash Back Mastercard® comes with excellent terms, a unique rewards program that offers one of the highest cash back rates in the industry, an intuitive mobile app that makes managing your account a breeze, and innovative auto payment options that help you build great credit—all with no annual fee.³
To apply for Jasper, you must provide personal and financial information to help us verify your identity:
Full legal name, birthday, and residence address
Email address
Social Security Number (if you do not yet have an SSN, you may apply, but will be required to provide your SSN within 60 days of card activation, if approved)
Estimated annual income and monthly housing payment
Other personal information
To help us assess your financial situation, we may also ask you to link a checking account from a U.S. financial institution where you receive your income.
Plaid is a trusted industry leader that powers financial apps like Venmo and Chime. Jasper uses Plaid because for many of our applicants, Plaid makes the income verification step of the application easy and quick.
You can rest assured, connecting your bank account to your Jasper application through Plaid is safe. Plaid is connected to 15,000+ financial institutions, ranging from big banks to small credit unions, and securely encrypts all your information. And Plaid never shares your bank credentials with Jasper. We never see your bank login or password.
Your cash back maximum varies based on your credit limit. For example, a customer with a $15,000 monthly credit limit and a 6% cash back rate can earn a maximum of $900 cash back per month, or $10,800 per year. A customer with a $5,000 monthly credit limit and a 3% cash back rate can earn a maximum of $150 cash back per month, or $1,800 per year.⁴
You start accumulating cash back as soon as you start using your Jasper Cash Back Mastercard®. After three months of on-time payments, you’ll receive your earned cash back automatically once a month as a statement credit.
Love for the Jasper Cash Back Mastercard®
What People are Saying
“Big impact“
"My favorite feature is the option to automatically trigger a payment when your credit usage reaches a custom threshold. I haven't found this basic feature anywhere else. This has a big impact on your credit score!"
“Painless“
The process was 100 times easier than I expected. Thank you very much for the most painless experience I have ever had.
“Simple!“
The process to apply is simple and quick!
“The easy choice!“
With a good income and never a dollar of debt, I'd never built any credit history. My options for a credit card were a secured card or Jasper. Jasper was the easy choice!
