Minimize Debt. Maximize Cash Back.

If you're never stuck in credit card debt, we've done our job right.

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The Jasper Cash Back Mastercard® at a glance

What you need to know

Up to

6%

cash back

by referring friends⁴

Up to

$15K

credit limit

subject to credit approval

(Variable)

15.49% - 24.99%

APR

based on your creditworthiness

always

$0

annual fee³

hate debt? same here

Like you, we believe a strong financial base, free from debt, is crucial for a happy life.

With smart notifications and auto payment features it’s easy to pay on time and build good credit efficiently.

share the wealth

1% - 6% Cash Back

Start at 1% cash back. For every friend that you refer who applies and is approved for the card, we'll give you both an extra 1% cash back for a full year!

Learn more

1 approved friend = an extra 1% cash back for you and your friend

Any cash back rate boost will last for a full year
Peace of mind

You’re in control.

Set auto payments based on your goals, like building credit or staying debt free.

Apply in minutes for the Jasper Cash Back Mastercard®.

Get to know Jasper

Questions you might have

What is the Jasper Cash Back Mastercard®?

Jasper is more than just a credit card. The premium Jasper Cash Back Mastercard® comes with excellent terms, a unique rewards program that offers one of the highest cash back rates in the industry, an intuitive mobile app that makes managing your account a breeze, and innovative auto payment options that help you build great credit—all with no annual fee.³

What information will I need to provide?

To apply for Jasper, you must provide personal and financial information to help us verify your identity:


  • Full legal name, birthday, and residence address 

  • Email address 

  • Social Security Number  (if you do not yet have an SSN, you may apply, but will be required to provide your SSN within 60 days of card activation, if approved)

  • Estimated annual income and monthly housing payment 

  • Other personal information 


To help us assess your financial situation, we may also ask you to link a checking account from a U.S. financial institution where you receive your income.

Why does Jasper use Plaid for the financial verification step? Is it safe?

Plaid is a trusted industry leader that powers financial apps like Venmo and Chime. Jasper uses Plaid because for many of our applicants, Plaid makes the income verification step of the application easy and quick.


You can rest assured, connecting your bank account to your Jasper application through Plaid is safe. Plaid is connected to 15,000+ financial institutions, ranging from big banks to small credit unions, and securely encrypts all your information. And Plaid never shares your bank credentials with Jasper. We never see your bank login or password.

Is there a limit to the cash back that I can earn?

Your cash back maximum varies based on your credit limit. For example, a customer with a $5,000 monthly credit limit and a 6% cash back rate can earn a maximum of $300 cash back per month, or $3,600 per year.⁴

How do I redeem my cash back and when can I do it?

You start accumulating cash back as soon as you start using your Jasper Cash Back Mastercard®. After three months of on-time payments, you’ll receive your earned cash back automatically once a month as a statement credit.

Love for the Jasper Cash Back Mastercard®

What People are Saying

Augusto
Software Engineer, Axxess

“Big impact“

"My favorite feature is the option to automatically trigger a payment when your credit usage reaches a custom threshold. I haven't found this basic feature anywhere else. This has a big impact on your credit score!"

Stefan Sedich
Architect, Infrastructure Sage AI Labs

“Painless“

The process was 100 times easier than I expected. Thank you very much for the most painless experience I have ever had.

Samy Tazi
Senior Associate Auditor, PricewaterhouseCoopers LLP

“Simple!“

The process to apply is simple and quick!

Blake Bennie
Lead Medical ICU Pharmacist, HCA Healthcare

“The easy choice!“

With a good income and never a dollar of debt, I'd never built any credit history. My options for a credit card were a secured card or Jasper. Jasper was the easy choice!

Apply now for a Jasper Cash Back Mastercard®
  • No annual fee³

  • Simple, intuitive app to manage your spending

  • Earn up to 6% cash back by successfully referring friends⁴