¹  For most applicants, such as U.S. citizens, U.S. permanent residents, or anyone who has been living in the U.S. for more than one year at the time of application, Jasper will run an inquiry with the credit bureaus. However, Jasper’s unique underwriting model allows us to consider even applicants with a limited credit history. For applicants who have just arrived in the U.S. on a work visa, we will look at other factors such as income and employment history instead of credit history to get a fair view of the applicant’s financial picture.

² Most applicants will be required to provide their SSN. No SSN is required to apply for applicants who are new to the U.S. and are in the country on a work visa. SSN is required within 60 days of card activation. Card can only be activated from within the US. Learn more.

³ Review the Jasper fee schedule.

⁴ Your cash back rate will be increased by 1% for 12 months for each referred applicant that activates their card, up to a limit of 6% total cash back. To earn 6% cash back, you must successfully refer 5 new cardholders within the same 12-month period. To become eligible to redeem cash back, you must first make three on-time payments. The purchases on which you can earn cash back are limited each billing cycle to an amount equal to your credit limit. Review the Rewards Terms and Conditions.