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¹ If you have just arrived in the U.S. on a work visa, we will not run a hard inquiry with the credit bureaus to process your application. If you are a U.S. citizen, a U.S. permanent resident, or if you have been living in the U.S. for more than one year at the time of application, we will indeed run an inquiry with the credit bureaus. However, application review is always based on multiple criteria, not just your credit score. Learn more.

² No SSN is required to apply for applicants who are new to the U.S. and are in the country on a work visa. SSN is required within 60 days of card activation. Card can only be activated from within the US. Learn more.

³ Review the Jasper fee schedule.

⁴ Your cash back rate will be increased by 0.5% for 12 months for each referred applicant that activates their card, up to a limit of 6% total cash back. To earn 6% cash back, you must successfully refer 10 new cardholders within the same 12-month period. To become eligible to redeem cash back, you must first make three on-time payments. The purchases on which you can earn cash back are limited each billing cycle to an amount equal to your credit limit. Review the Rewards Terms and Conditions.

⁵ For a limited time: Upon approval and activation of the card, new referred cardholders will receive a 1% cash back bonus for 12 months. Existing cardholders will receive a 1% cash back bonus for 12 months for each of their next two successful referrals, then a 0.5% cash back bonus for 12 months for each subsequent referral, up to 6%. Review the Rewards Limited Time Promotion Terms and Conditions.