Debit card vs. credit card: Which is safer?

Did you know? When it comes to safety from fraud, generally speaking, credit cards are safer than debit cards.

Read More
Late payments and fees: What you need to know

Regular, on-time payments are the single most important thing you can do to build great credit. The flip side: late payments can have the opposite effect on your credit score. Here’s what you need to know.

Read More
Hard vs soft credit inquiry: What you need to know

There are two types of inquiries that can be made against your credit report. The main difference: a soft inquiry has no effect on your credit score, while a hard inquiry can affect your credit score.

Read More
ATM, Debit, and Credit Cards: What's the difference?

ATM, debit, and credit cards may look alike, but they are different in important ways, including how they may affect or not affect your credit.

Read More
Credit utilization rate: What is it, and why should you keep yours low?

If you want to build great credit as efficiently as possible, don’t stop at on-time payments. Be sure to tackle your credit utilization rate as well.  

Read More
Secured vs unsecured credit card: What's the difference, and which is better for you?

To get a secured credit card, you need to deposit a specific amount of money with the bank, and that amount usually becomes your credit limit. An unsecured credit card is a card that requires no collateral or deposit.

Read More
Credit building checklist: 6 guidelines for a better credit score

Want to use your credit card to build excellent credit? Follow these guidelines.

Read More
Building credit from scratch? 5 things you should know

Can't get a credit card without credit history, but can't build credit history without a card — sound familiar? Don't be discouraged. There's a way around the "chicken or egg" credit problem.

Read More
Why you may need more than one credit card

Did you know? To build good credit more efficiently, you should be carrying more than one credit card.

Read More
What’s your “payment style”? Choose an autopay plan to match

Everyone's financial goals are different. Our redesigned auto payment options let you choose the perfect auto pay schedule for your credit goal.

Read More
7 ways to avoid falling into unmanageable debt

A certain amount of debt can be a healthy part of owning important assets like a car or a home, but no one wants to fall into unmanageable debt.

Read More
Your credit card statement: Which balance should you pay?

Your monthly credit card statement lists your monthly balance and your minimum payment due. Online or via app, you can also access your current balance. Which of these balances should you pay?

Read More
Avoid falling into credit card debt: Set up autopay now

It can be easier than we realize to fall into debt. Sometimes, debt can creep up on you in just a month or two of inattention. Sidestep this pitfall by setting up autopay on your credit card now.

Read More
Renting or buying? The importance of good credit when entering the real estate market

Whether you’re looking to rent or buy your next home, your credit score can make a big difference in the options that are open to you.

Read More
Why you need an emergency fund and how to build one

If there’s one thing the current COVID-19 crisis has taught us, it’s the importance of having an emergency fund to cover unexpected expenses.

Read More
5 healthy habits for a resilient and secure financial future

Habits like watching what you eat and working out regularly ensure that you feel great now and stay healthy long term. Healthy financial habits are just as important.

Read More
6 ways to stay financially healthy in difficult times

How do you keep your bearings, keep out of debt, and stay financially healthy during the unprecedented chaos of a worldwide pandemic?

Read More
Your first 401(k): A beginner’s guide to saving for retirement

A 401(k) plan is one of the easiest ways to save for retirement. Here’s what you need to know to get started.

Read More