Did you know? When it comes to safety from fraud, generally speaking, credit cards are safer than debit cards.
Regular, on-time payments are the single most important thing you can do to build great credit. The flip side: late payments can have the opposite effect on your credit score. Here’s what you need to know.
There are two types of inquiries that can be made against your credit report. The main difference: a soft inquiry has no effect on your credit score, while a hard inquiry can affect your credit score.
ATM, debit, and credit cards may look alike, but they are different in important ways, including how they may affect or not affect your credit.
If you want to build great credit as efficiently as possible, don’t stop at on-time payments. Be sure to tackle your credit utilization rate as well.
To get a secured credit card, you need to deposit a specific amount of money with the bank, and that amount usually becomes your credit limit. An unsecured credit card is a card that requires no collateral or deposit.
Want to use your credit card to build excellent credit? Follow these guidelines.
Can't get a credit card without credit history, but can't build credit history without a card — sound familiar? Don't be discouraged. There's a way around the "chicken or egg" credit problem.
Did you know? To build good credit more efficiently, you should be carrying more than one credit card.
Everyone's financial goals are different. Our redesigned auto payment options let you choose the perfect auto pay schedule for your credit goal.
A certain amount of debt can be a healthy part of owning important assets like a car or a home, but no one wants to fall into unmanageable debt.
Your monthly credit card statement lists your monthly balance and your minimum payment due. Online or via app, you can also access your current balance. Which of these balances should you pay?
It can be easier than we realize to fall into debt. Sometimes, debt can creep up on you in just a month or two of inattention. Sidestep this pitfall by setting up autopay on your credit card now.
Whether you’re looking to rent or buy your next home, your credit score can make a big difference in the options that are open to you.
If there’s one thing the current COVID-19 crisis has taught us, it’s the importance of having an emergency fund to cover unexpected expenses.
Habits like watching what you eat and working out regularly ensure that you feel great now and stay healthy long term. Healthy financial habits are just as important.
How do you keep your bearings, keep out of debt, and stay financially healthy during the unprecedented chaos of a worldwide pandemic?
A 401(k) plan is one of the easiest ways to save for retirement. Here’s what you need to know to get started.