Earn up to 6% cash back by referring friends!

Jasper offers one of the highest cash back rates in the industry, and we don’t limit eligible purchases to just a few categories like groceries or gasoline.

How it works

You’ll earn at least 1% cash back as long as your account is in good standing. Your cash back maximum varies based on your credit limit, and you'll receive your cash back automatically every month as a statement credit after three months of on-time payments. Want more cash back? No problem!

Invite friends

with the unique referral link you receive in the app

Friend is approved and activates the card

Application review won't take long!

Get 0.5% extra cash back for a full year

for each successful referral

Invite friends

with the unique referral link you receive in the app

Friend is approved and activates the card

Application review won't take long!

Get 0.5% extra cash back for a full year

for each successful referral

How much can I earn?

Your cash back maximum varies based on your credit limit. You can earn rewards on purchases up to your credit limit per month. For example, a customer with a $5,000 credit limit and a 6% cash back rate can earn a maximum of $300 cash back per month, or $3,600 per year.⁴

Friends

0$monthly

Cash Back

500.0%

$4000

Spent

$100

$5000

How can I get up to 6% cash back?

You will always receive a minimum of 1% cash back on almost all everyday purchases, as long as your account is in good standing. To boost your cash back rate, simply refer friends to Jasper. For each friend you refer, you will receive an extra 0.5% cash back for full a year. If you successfully refer 10 friends to Jasper in one year, you’ll boost your cash back rate to 6%!

How do I refer a friend to Jasper?

From within the Jasper app, invite your friends to Jasper using your unique referral link. To ensure that you receive credit for the referral, please make sure your friend applies using your unique referral link.

When do I get the extra 0.5% for a referred friend?

As soon as your friend is approved for Jasper and activates their card, we’ll send you a notification about your extra 0.5% cash back rate boost. You can track how many friends you have successfully referred on the rewards page in the Jasper app.

Do I get any cash back if I don’t refer any friends?

Yes! You’ll always receive 1% cash back on almost all everyday purchases even if you don’t refer any friends to Jasper, as long as your account is in good standing. But why settle for 1%? For each successful referral you will get an extra 0.5% for full year!

Do I get cash back on everything I buy?

Short answer: Almost everything! Some types of purchases are ineligible, and you can see a full list of ineligible purchases here. Basically, almost all your everyday purchases will earn cash back. :)

For how long does the extra cash back last?

Each 0.5% cash back rate boost lasts for a full year. The 1% cash back minimum is guaranteed, so you’ll receive it as long as your account is in good standing.

How do I redeem my cash back and when can I do it?

You start accumulating cash back as soon as you start using your Jasper card. After three months of on-time payments, you’ll receive your earned cash back automatically once a month as a statement credit.

Is there a limit to the cash back that I can earn?

Your cash back maximum varies based on your credit limit. For example, a customer with a $5,000 monthly credit limit and a 6% cash back rate can earn a maximum of $300 cash back per month, or $3,600 per year.⁴

I have more questions! Where can I learn more about Jasper Rewards?

Check out the FAQ Page or read our full terms and conditions.

Limited Time Promotion

Start with a cash back rate of 1.5% instead of 1%

For a limited time, the first 1,000 new customers who join Jasper through a customer referral will receive an extra 0.5% cash back immediately, upon approval and activation. This means they will start with a cash back rate of 1.5% instead of 1%. The 0.5% rate boost lasts for a full year.

Receive a one-time $15 referring bonus

For a limited time, the first 1,000 existing customers who make a referral that results in a new signup to Jasper will receive a one-time $15 referring bonus.

Read our full terms and conditions

Apply for a Jasper Mastercard today.

Earn up to 6% cash back by referring friends. Read more
No credit history¹? No problem!
No annual fee
Up to a $5,000 credit limit
Simple, intuitive app to manage your account

¹ If you have just arrived in the U.S. on a work visa, we will not run a hard inquiry with the credit bureaus to process your application. If you are a U.S. citizen, a U.S. permanent resident, or if you have been living in the U.S. for more than one year at the time of application, we will indeed run an inquiry with the credit bureaus. However, application review is always based on multiple criteria, not just your credit score. Learn more.

² No SSN is required to apply for applicants who are new to the U.S. and are in the country on a work visa. SSN is required within 60 days of card activation. Card can only be activated from within the US. Learn more.

³ Review the Jasper fee schedule.

⁴ Your cash back rate will be increased by 0.5% for 12 months for each referred applicant that activates their card, up to a limit of 6% total cash back. To earn 6% cash back, you must successfully refer 10 new cardholders within the same 12-month period. To become eligible to redeem cash back, you must first make three on-time payments. The purchases on which you can earn cash back are limited each billing cycle to an amount equal to your credit limit. Review the Rewards Terms and Conditions.

⁵ Upon approval and activation of the card, newly approved cardholders will receive a 0.5% cash back bonus for 12 months. Existing cardholders who successfully refer a new cardholder will receive a one-time $15 statement credit, as well as a 0.5% cash back bonus for 12 months. Review the Rewards Limited Time Promotion Terms and Conditions.