Earn up to 6% cash back by referring friends!

Jasper offers one of the highest cash back rates in the industry, and we don’t limit eligible purchases to just a few categories like groceries or gasoline.

Learn more about our Terms

How it works

You’ll earn at least 1% cash back as long as your account is in good standing. Your cash back maximum varies based on your credit limit, and you'll receive your cash back automatically every month as a statement credit after three months of on-time payments. Want more cash back? No problem!

Invite friends

with the unique referral link you receive in the app

Friend is approved and activates the card

Application review won't take long!

For a limited time, get 1% extra cash back for a full year

for each of your next two successful referrals. 0.5% for each subsequent referral, up to 6%.

Invite friends

with the unique referral link you receive in the app

Friend is approved and activates the card

Application review won't take long!

For a limited time, get 1% extra cash back for a full year

for each of your next two successful referrals. 0.5% for each subsequent referral, up to 6%.

How much can I earn?

Your cash back maximum varies based on your credit limit. You can earn rewards on purchases up to your credit limit per month. For example, a customer with a $5,000 credit limit and a 6% cash back rate can earn a maximum of $300 cash back per month, or $3,600 per year.⁴

Friends

0$monthly

Cash back

500.0%

$4000

Spent

$100

$5000

How can I get up to 6% cash back?

You will always receive a minimum of 1% cash back on almost all everyday purchases, as long as your account is in good standing. To boost your cash back rate, simply refer friends to Jasper. For each friend you refer, you’ll receive a cash back boost that lasts for a full year.

For a limited time: Get a head start on reaching 6% cash back! Start at 1%, then get to 3% cash back by successfully referring just two friends. Earn 0.5% more per subsequent referral, up to 6% cash back.

How do I refer a friend to Jasper?

From within the Jasper app, invite your friends to Jasper using your unique referral link. To ensure that you receive credit for the referral, please make sure your friend applies using your unique referral link.

When do I get my cash back rate boost for a referred friend?

As soon as your friend is approved for Jasper and activates their card, we’ll send you a notification about your cash back rate boost. You can track how many friends you have successfully referred on the rewards screen in the mobile app.

Do I get any cash back if I don’t refer any friends?

Yes! You’ll always receive 1% cash back on almost all everyday purchases even if you don’t refer any friends to Jasper, as long as your account is in good standing. But why settle for 1%? For a limited time, you can get a head start on reaching 6% cash back! Start at 1%, then get to 3% cash back by successfully referring just two friends.

Do I get cash back on everything I buy?

Short answer: Almost everything! Some types of purchases are ineligible, and you can see a full list of ineligible purchases here. Basically, almost all your everyday purchases will earn cash back. :)

For how long does the extra cash back last?

Each promotional cash back rate boost lasts for a full year. The 1% cash back minimum is guaranteed, so you’ll receive it as long as your account is in good standing.

How do I redeem my cash back and when can I do it?

You start accumulating cash back as soon as you start using your Jasper card. After three months of on-time payments, you’ll receive your earned cash back automatically once a month as a statement credit.

Is there a limit to the cash back that I can earn?

Your cash back maximum varies based on your credit limit. For example, a customer with a $5,000 monthly credit limit and a 6% cash back rate can earn a maximum of $300 cash back per month, or $3,600 per year.⁴

I have more questions! Where can I learn more about Jasper Rewards?

Check out the FAQ Page or read our full terms and conditions.

Join Jasper Mastercard

Earn up to 6% cash back by referring friends. Read more
Limited time only: Start with 1%, get to 3% cash back by referring just two friends!
No annual fee
Simple, intuitive app to manage your account

Rewards program | Terms apply

¹ For most applicants, such as U.S. citizens, U.S. permanent residents, or anyone who has been living in the U.S. for more than one year at the time of application, Jasper will run an inquiry with the credit bureaus. However, Jasper’s unique underwriting model allows us to consider even applicants with a limited credit history. For applicants who have just arrived in the U.S. on a work visa, we will look at other factors such as income and employment history instead of credit history to get a fair view of the applicant’s financial picture.

² Most applicants will be required to provide their SSN. No SSN is required to apply for applicants who are new to the U.S. and are in the country on a work visa. SSN is required within 60 days of card activation. Card can only be activated from within the US. Learn more.

³ Review the Jasper fee schedule.

⁴ Your cash back rate will be increased by 0.5% for 12 months for each referred applicant that activates their card, up to a limit of 6% total cash back. To earn 6% cash back, you must successfully refer 10 new cardholders within the same 12-month period. To become eligible to redeem cash back, you must first make three on-time payments. The purchases on which you can earn cash back are limited each billing cycle to an amount equal to your credit limit. Review the Rewards Terms and Conditions.

⁵ For a limited time: Upon approval and activation of the card, new referred cardholders will receive a 1% cash back bonus for 12 months. Existing cardholders will receive a 1% cash back bonus for 12 months for each of their next two successful referrals, then a 0.5% cash back bonus for 12 months for each subsequent referral, up to 6%. Review the Rewards Limited Time Promotion Terms and Conditions.