Currently, applying for a Jasper Cash Back Mastercard® is by invitation only.Learn More

Everyone deserves cash back. Friends deserve more.

Jasper offers one of the highest cash back rates in the country. With our “Give 1%, Get 1%” Rewards Program, you can earn more cash back by successfully referring friends!⁴

Learn more about our Terms

share the wealth

Give 1%, Get 1%

Know anyone who loves rewards? Invite them to Jasper! If they apply and are approved, you’ll each receive an additional 1% cash back for a full year!⁴

Cha-Ching!

How much can I earn?

Your cash back maximum varies based on your credit limit. For example, a customer with a $5,000 credit limit and a 3% cash back rate can earn a maximum of $150 cash back per month, or $1,800 per year!⁴

Your cash back maximum varies based on your credit limit

You can earn rewards on purchases up to your credit limit per month

500.0%

Cash back rate

$0 monthly

Cash back

Friends

$10,000

Spent

$100

$15,000

no hassle

Every month, like clockwork

No need to jump through hoops or convert points. After three months of on-time payments, we will automatically credit your earned cash back to your statement every month, as long as your account is in good standing.

cash in with jasper

How it works

Use your Jasper Cash Back Mastercard® for all your daily needs: groceries, gas, dining, healthcare, and more. You'll immediately start earning cash back across almost every category. After three months of on-time payments, you’ll start receiving your earned cash back automatically as a statement credit every month!

Invite friends

you know, the ones who love rewards

Friend approved and activates their card

application review won’t take long!

Get 1% extra cash back

for each friend that gets approved, up to 6%

Get to know Jasper

Questions you might have

How can I get more cash back?

You will always receive a minimum of 1% cash back on almost all everyday purchases, as long as your account is in good standing. To boost your cash back rate, simply refer friends to Jasper. For each friend you bring on board, you’ll receive a 1% cash back boost that lasts for a full year, up to 6%.

Do I get any cash back if I don’t refer any friends?

Yes! You’ll always receive 1% cash back on almost all everyday purchases even if you don’t refer any friends to Jasper, as long as your account is in good standing. But why settle for 1%? For each friend you bring on board, you’ll receive a cash back boost that lasts for a full year, up to 6%.

For how long does the extra cash back last?

Each additional cash back rate boost lasts for a full year. The 1% cash back minimum is guaranteed, so you’ll receive it as long as your account is in good standing.

Is there a limit to the cash back that I can earn?

Your cash back maximum varies based on your credit limit. For example, a customer with a $15,000 monthly credit limit and a 6% cash back rate can earn a maximum of $900 cash back per month, or $10,800 per year. A customer with a $5,000 monthly credit limit and a 3% cash back rate can earn a maximum of $150 cash back per month, or $1,800 per year.⁴

How do I redeem my cash back and when can I do it?

You start accumulating cash back as soon as you start using your Jasper Cash Back Mastercard®. After three months of on-time payments, you’ll receive your earned cash back automatically once a month as a statement credit.

Currently, applying for a Jasper Cash Back Mastercard® is by invitation only.

If you were referred to Jasper by a friend, please use your friend’s referral link to start your application.

Thank you for your interest in Jasper!

¹ For most applicants, such as U.S. citizens, U.S. permanent residents, or anyone who has been living in the U.S. for more than one year at the time of application, Jasper will run an inquiry with the credit bureaus. However, Jasper’s unique underwriting model allows us to consider even applicants with a limited credit history. For applicants who have just arrived in the U.S. on a work visa, we will look at other factors such as income and employment history instead of credit history to get a fair view of the applicant’s financial picture.

² Most applicants will be required to provide their SSN. No SSN is required to apply for applicants who are new to the U.S. and are in the country on a work visa. SSN is required within 60 days of card activation. Card can only be activated from within the US. Learn more.

³ Review the Jasper fee schedule.

⁴ Your cash back rate will be increased by 1% for 12 months for each referred applicant that activates their card, up to a limit of 6% total cash back. To earn 6% cash back, you must successfully refer 5 new cardholders within the same 12-month period. To become eligible to redeem cash back, you must first make three on-time payments. The purchases on which you can earn cash back are limited each billing cycle to an amount equal to your credit limit. Review the Rewards Terms and Conditions.