The card that says YES to self-employed workers.
You are more than just a credit score. Our unique cashflow-based underwriting model helps us understand you better.
The Jasper Cash Back Mastercard® at a glance
No hiding behind fine print
by referring friends⁴
subject to credit approval
15.49% - 24.99%
based on your creditworthiness
Be in control. Be financially healthy.
Expense tracking so you can stay on top of your spending.
Cash back on most purchases
We offer up to one of the highest cash back rates in the country, and you earn on almost all everyday purchases, not just a few categories.
Up to $900 cash back each month⁴
Build strong credit efficiently
Our app's smart notification and auto payment features will help you pay on time and build strong credit efficiently. If you are never in credit card debt, we’ve done our job right!
No annual fee
Jasper requires no security deposit, has no annual fee³, and charges no foreign transaction fees.
Get to know Jasper
Questions you might have
Jasper is more than just a credit card. The premium Jasper Cash Back Mastercard® comes with excellent terms, a unique rewards program that offers one of the highest cash back rates in the industry, an intuitive mobile app that makes managing your account a breeze, and innovative auto payment options that help you build great credit—all with no annual fee.³
To apply for Jasper, you must provide personal and financial information to help us verify your identity:
Full legal name, birthday, and residence address
Social Security Number (if you do not yet have an SSN, you may apply, but will be required to provide your SSN within 60 days of card activation, if approved)
Estimated annual income and monthly housing payment
Other personal information
To help us assess your financial situation, we may also ask you to link a checking account from a U.S. financial institution where you receive your income.
Plaid is a trusted industry leader that powers financial apps like Venmo and Chime. Jasper uses Plaid because for many of our applicants, Plaid makes the income verification step of the application easy and quick.
You can rest assured, connecting your bank account to your Jasper application through Plaid is safe. Plaid is connected to 15,000+ financial institutions, ranging from big banks to small credit unions, and securely encrypts all your information. And Plaid never shares your bank credentials with Jasper. We never see your bank login or password.
Jasper can take into account both your self-employed income and your payroll from your employer so that all your income is properly considered as part of your application.
You start accumulating cash back as soon as you start using your Jasper Cash Back Mastercard®. After three months of on-time payments, you’ll receive your earned cash back automatically once a month as a statement credit.
Jasper is a great choice for anyone who wants a premium credit card and would enjoy receiving up to 6% cash back on most purchases.⁴ In addition, Jasper’s innovative underwriting model doesn’t focus just on your credit score when we review your application. Instead, we look at you holistically and assess many different factors to get a broader sense of your financial picture. Our cash flow-based underwriting models allow us to understand you better - so you can qualify for a Jasper card, even without a W-2 or even if you have a limited credit history.